Funding your care
Home care costs very much depend on the care needs of the individual being supported and their preferences. Calls start from only 30 minutes per week, are completely flexible and can be changed dependent upon your care needs.
Understanding all of your funding options can make a big difference to the care you choose. The cost of care is dependent on your needs and circumstances. You may be eligible for government assistance in meeting some, or all, of your care costs. When it comes to paying for care, there are a range of public funding options and benefit entitlements available. You might choose to fund your care privately or via direct payments. However, if you need advice on your funding options for the cost of care, we recommend that you speak with a Financial Advisor who has experience in this area.
Funding for care from your local authority
In the first instance, we would recommend contacting your local authority to see if they are able to cover some of the costs involved in your care plan. Individuals with income or savings above a certain threshold may not be able to claim relief from local government.
|The Money Advice Service provides more information on how to find out if you are eligible for funding from your local authority – at the very least, you will be entitled to a care needs assessment.|
Many people will be entitled to certain benefits from the state, which can go some way to paying for the cost of care. There are a number of different benefits available, including: Entitlement to benefits
- Pension Credits
- Constant Attending Allowance
- Savings Credits
- Carer’s Allowance
- Attendance Allowance
- Council Tax Benefits
- Driving Living Allowance
Claiming a personal health budget
As of October 2014, individuals who have been receiving NHS Continuing Healthcare have been able to claim a personal health budget. The money provided can be used to set up a care package with an independent care provider such as ourselves, with the support of your local NHS team.
Self – Funding Care
Self-funding long term care may mean you paying for care yourself with savings. Alternatively, some people decide to release the equity in their home in order to pay for the cost of care.
Need more information about home help costs? Learn how Aviana Health Care can provide care at home services for your loved one by calling our team on 01270 343 670 or by emailing us today.
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